Buying costly cars, branded bags, interiors ,multiple extra foreign tours etc deteriorates & depreciates very fast, eroding the capital , where as real & natural diamonds & color stones with precious metals ,will always appreaciate and in future just by paying only making charges can go on changing designs in case if you desire or say after 25-50 years it becomes as good as antique for next generations . it is great thing as a rememberance from generations to generations. In times of need can raise loan againt the same at reasonable rate of interest.